Any salaried, self employed or professional, with Indian national identity is eligible
for a personal loan.
Based on the bank & financial institutions policies with regard to lending the loan,
borrower should have minimum track record in both employment and self
employment. This is purely a proof of continuity and genuine of customer
After considering the family expenditure and other financial commitments, banks or
FI s declares the minimum eligible salary for the customer.
Should meet defined Age by the lending bank or institution
Should not have bad credit history and CIBIL score will be considered while
approving the loan amount.